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A revolutionary type of Group Personal Accident and Travel Insurance policy that is designed to be more flexible in scope of cover by removing some of the traditional exclusions and age limit; and introducing new benefits that will lead today’s insurance market.

  • No Pre-existing medical exclusions NEW!
  • No Age Limit NEW!
  • Increased Living Benefits NEW!
  • Combined policy wordings of Group Personal Accident and Travel insuranceNEW!
  • General Exclusion – Reduced from 14 to 3 IMPROVED!
  • Six Ground Breaking Benefits added to Permanent Disability Scale: NEW!

    • Quadriplegia
    • Paraplegia
    • Lower jaw by surgical treatment payout
    • Loss of kidney
    • Loss of spleen
    • Permanent facial scarring longer than 5 cm / 10 cm
  • Bereavement benefit with lump sum payout of 10% of sum insured up to HK$100,000 NEW!

  • Severe Injury benefit with lump sum payout of 10% of sum insured up to HK$100,000 NEW!

  • Three new free benefits NEW!

    • Trauma Counselling Benefit
    • Coma Benefit
    • Rehabilitation Expenses & Home Renovation
  • Fracture benefit scale enhanced IMPROVED!

  • Severe Burns to include 2nd Degree Burn IMPROVED!

  • No pre-existing medical exclusions NEW!

  • Free Cover for accompanying spouse and dependent children on a business trip NEW!

  • Free leisure trip upgrade for Chief Executive Officer and their spouse and dependent children NEW!

  • Employment disruption benefit to take care of advance deposits for transport and accommodation expenses NEW!

  • Kidnap benefit of up to HKD$ 100,000 NEW!

  • Three new free benefits NEW!

    • Trauma Counselling Benefit
    • Coma Benefit
    • Rehabilitation Expenses & Home Renovation
  • Personal Liability benefit limit of up to HKD$ 10,000,000 IMPROVED!

The above information is for reference only.  Please refer to the policy documents for detailed terms and conditions and exclusions.